Individual & family
Health insurance that fits real life.
Whether you're self-employed, between jobs, or simply paying too much, AMD Insurance compares individual and family medical plans across a large selection of private-sector options and major carriers — then explains the trade-offs in plain language.
Plans for every situation
Self-employed, contractors, families with children, and households navigating a life change.
Network and doctor checks
We verify whether your physicians, specialists and prescriptions are covered before you enroll.
Cost clarity
Premiums, deductibles, copays and maximums compared side by side so the real cost is visible.
What we help you sort out
- Major medical plans for individuals, couples and families
- Short-term and bridge coverage between employer plans
- Marketplace and private-sector plan comparisons
- Prescription drug coverage and formulary review
- Health savings account compatible options
- Open enrollment and qualifying life event timing
Common questions
Does working with a broker cost more?
No. Our guidance is offered at no cost to you — brokers are compensated by the carrier, and plan pricing is the same whether you enroll with us or on your own.
Can I enroll outside of open enrollment?
Often yes. Events like losing employer coverage, moving, marriage or a new child can open a special enrollment window. Andrea will confirm your eligibility.
What if I have a pre-existing condition?
Many plans cannot deny coverage based on pre-existing conditions. We'll steer you toward options that treat your ongoing care properly.
Next step
Let's find the right coverage together.
A short conversation is all it takes. Andrea compares plans across major carriers and walks you through the options in plain language — at no cost to you.